CHATGPT PROMPTS TO FIGHT BAD MONEY HABITS

These 5 ChatGPT prompts keep your wallet safe.

🛍 1/ Impulse Buy Interrupter
I’m about to buy [insert item].
Ask me 3 quick questions to check if it’s a need, a want, or just an emotional reaction.

🙅 2/ Polite Decline Script
I want to say no to [insert invite or spending pressure],
but I don’t want to offend anyone.
Help me respond with confidence and kindness.

💡 3/ “Why Do I Want This?” Prompt
I’m tempted to buy [insert item] because [insert reason].
Help me unpack whether this is driven by boredom, comparison, or real value.

💸 4/ Future Me Reminder
I’m thinking about spending [$insert amount] on [insert item].
Describe how that decision affects my financial goals a month or year from now.

🧠 5/ Money Rule Generator
Help me create 3 personal money rules (like: “Wait 24 hours before buying” or “No new gadgets until I sell the old one”)
that protect me from shiny object syndrome.

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What it does: Automatically turns any process you do on your computer into a step-by-step tutorial — complete with screenshots.

Why you might need it: Great for course creators teaching software, workflows, or technical how-tos. Create your visuals while you work.